Green Dot Re-loadable Prepaid Credit Cards are a great way to ward off identity theft. People who try to steal your identity, may go through your mail and steal your credit card statements or hackers may hack into your banking or financial files through your computer.
Once you have filled out the online form you will receive your credit card number over the website, make sure that you write it down correctly, there is no way to retrieve it online, you would have to wait until the card comes in the mail. You can load up to $500 on these cards at time. Each store will have reload cards to help you add money every time you need it. Now, if someone were to steal your card, the only money on it is the money you put on. You can use this card just like a regular credit card but without the worry that someone can ruin your credit if this card was stolen.
Another great benefit of having the Green Dot Pre-Paid Credit Cards is that they are affordable. There is no interest on purchases, since everything is paid for right from the card. As soon as a purchase is made the money comes off. You can also pay your bills online too. The startup cost is minimal; when you make your purchase to get the card you pay a one-time fee of $4.95. Every time you reload the card you pay $ 495 for each card. You can put as little as $20 and as much as $ 500 per card. Once a month Green Dot charges a $5.95 fee but there are no hidden charges or fees.
There is a variety of Green Dot Credit Cards and Reload Cards available. There is a Prepaid Visa and MasterCard Card that can be used where most credit cards are used. You can shop or pay bills with them, you can make withdrawals and do everything that a regular credit card can do. Green Dot also has a Prepaid Student Card; this is a great way for students who want more financial responsibility without running the risk of overspending and ruining your credit right from the start.
The Prepaid NASCAR Card is available in Visa for all of those NASCAR fans. There is also an Online Shopping Card; this card makes shopping on the web safer and easier than ever before. This card is available in VISA and can be used with buying things online such as downloading music and downloading games. The Express Bill Pay Card can be used to help the consumer pay their bills more efficiently. You can pay the cable, satellite and cell phone bills with the Express Bill Pay Card. There is also a VISA and MasterCard available in Spanish.
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